Welcome to our Frequently Asked Questions section
We know that our services are in high demand, and we’ve been looking at ways to help our local clients access information as quickly as possible. We have developed this page to answer some of the questions that we get asked the most by our local clients.
If you find the answer you’re looking for through this page – great!
If not, then head over to the ‘Our services’ tab for details on how to contact us and find out more about our specialist projects.
> Are your offices open?
Yes, we are very much open, but we have experienced a significant rise in demand for our services since the pandemic, which is only growing with the cost of living crisis.
We know that our phone lines can be very busy, and there are long waits for appointments, but we ask for your understanding and patience. Our teams are working hard to provide high quality advice to as many people as they can.
As an organisation, we’re available 9 – 5, Monday to Friday, but our office opening times are limited. We ask that you only drop in to one our open sessions where you cannot use the telephone or online resources – or it is an emergency (such as bailiffs or eviction).
You can find our opening times under the ‘Our Services’ tab on our website.
> My landlord is trying to evict me, what do I do?
If you’re at threat of eviction and you want to know your rights and responsibilities, it’s essential to establish what kind of tenancy you have. This can be complicated, but we’ve broken it down so that you might find it easier to know if you’re protected, and what to do next.
If you live in private accommodation.
The first step is to check your tenancy agreement/contract to establish what kind of tenant you are. In most cases, someone renting from a private landlord will be on an Assured Shorthold Tenancy (AST).
If you don’t know what kind of tenancy you have because you were never given a contract follow this link – Shelter tenancy checker
If you’re renting from a private landlord and you have a different kind of tenancy agreement, or you have tied accommodation to your job, then it’s really important you contact us as soon as possible, as the law around your status can be more complicated.
If you have an AST, in order to remove you from the property your landlord doesn’t always have to give a reason, so it’s important to know if you are close to, or have ended your ‘fixed term’. (A fixed term means the period of time you are contractually agreed to live in your property, and this should be stated clearly in your tenancy agreement.)
If your fixed term is over, you will have moved into a ‘periodic’ tenancy.
If you’re inside a fixed term and your landlord wants to evict you because of rent arrears or anti social behaviour scroll down to ‘I’ve been served a section 8 notice’.
I’ve been served a section 21 notice.
Your landlord would need to serve you something called a Section 21 notice, and give you a minimum of 2 months (this differs if you pay weekly) notice. A valid section 21 notice is known as a ‘no fault eviction’, and in England it’s still currently possible to evict tenants through this process without giving a reason.
Follow this link to check if your landlord has served you notice correctly –
Check if your section 21 notice is valid
If you’ve been served a valid section 21 notice your landlord would have to go to court to remove you from the property if you do not vacate on the date specified in your notice. Whilst this can buy you time if you’re struggling to find anywhere to live, it will likely result in additional court costs, and eventually bailiffs will be instructed to remove you and your belongings from the property.
It’s important that you get help if you’re facing eviction and cannot find anywhere else to live. We can support you with looking at benefit entitlement and making a homelessness application through your local council.
See this link for more information on your options –
Options if you’re facing homelessness
If you think your landlord has not served your notice correctly, has not followed procedure or is doing so in retaliation to complaints about disrepair, it’s also really important to contact us, or your local council housing department as soon as possible to get advice on your next steps.
You can find your local council details here – https://www.gov.uk/find-local-council
I’ve been served a section 8 notice
The law around section 8 notices can be complex, but this is the route landlords can take to regain their property at any stage in your tenancy if they can prove you’ve breached the terms of your contract.
It is most commonly used where tenants have consistently failed to pay rent on time, in full, or at all, or where there are concerns of anti social behaviour.
If you’ve been served with a section 8 notice, follow this link –
If you get a section 8 notice
It is possible to challenge a section 8 notice, depending on the circumstances, and i’s important that you contact us, another Housing advice provider (such as www.shelter.org.uk) or your local council’s housing department as soon as possible.
If you are a lodger, you are known as an excluded occupier and have significantly less protections around eviction. If you are at risk of eviction it’s important you contact your local council housing department as soon as possible.
See this link for more information on your rights as a lodger – What rights do lodgers have?
If you live in social or council accommodation.
If you live in social (housing association accommodation) or council housing, your status as a tenant can sometimes be more secure than that of private tenancies. However, if your landlord wants to evict you they will have to serve you a ‘notice seeking possession’. It’s essential to establish what kind of tenancy agreement you have so if you no longer have your written contract, you can contact your landlord to confirm your status.
If your landlord has served a ‘notice seeking possession’ they will have to lay out ‘grounds’ for eviction, such as rent arrears or anti social behaviour.
You can check if your notice is valid here –
Check if your notice is valid
It is possible to challenge an eviction, depending on the circumstances, so it’s important you contact us or another Housing advice provider (such as www.shelter.org.uk) as soon as possible.
> My landlord won't do any repairs to my home, what can I do?
If you rent from a private landlord
Your landlord is responsible for most major repairs to your home if you rent privately. This includes:
- the structure of the property, for example walls, roof, windows and doors
- sinks, baths, toilets
- pipes and wiring
- heating and hot water, for example the boiler
- the safety of gas and electrical appliances
You’ll be responsible for minor repairs, for example changing fuses and light bulbs. You’ll also have to fix anything you’ve damaged. You won’t be responsible for repairing damage caused by other people, for example vandalism.
For more information see this link – Repairs in rented housing
If your landlord won’t do the repairs.
Keep paying your rent. If you don’t, you’ll get into rent arrears and your landlord might then try to evict you.
You can complain about your landlord or complain about your letting agent if they won’t do the repairs.
If your landlord threatens to evict you because you have asked them to carry out repairs to your property it’s important you contact your local authority housing department as soon as possible.
Find out what to do here – Being evicted for asking your landlord to carry out repairs
If you rent from a social landlord
If you rent your home from a social housing landlord, they’re responsible for dealing with most repair problems – check what repairs they have to do. Many social landlords fix repair problems as soon as they become aware of them, but this doesn’t always happen.
Find our more here – getting repairs done when you live in social housing
Landlords are responsible for dealing with most repairs to rented accommodation. If you’ve reported repairs to your landlord and they haven’t done anything, then the local authority may be able to help you.
Find out about asking your local authority for help – Asking your local authority for help with repairs
You can find our who your local authority is here – Find your local council
> I am struggling with rising energy costs, what can I do?
The cost of living crisis is a national issue and one that isn’t going to go away anytime soon.
If you’re struggling with the rising cost of energy there are some sources of help available, but it’s also worth looking at ways to maximise your income and reviewing your household energy consumption.
We currently deliver energy advice through a funded project, and work closely with other energy advice providers across the districts. We can also provide top up vouchers to people in need and who are on a pre-payment meter.
Please visit our ‘Energy advice‘ page for more information.
> I am too ill to work, what help can I get?
If you cannot work due to illness or disability you could be eligible for certain benefits, this will be dependent on your national insurance contributions record, any savings, your partners income and any other forms of income you might have.
We have an online benefits calculator via Entitledto that you can use to work out your own benefit entitlement.
You can access this here – Benefits Calculator
Keep a hold of your calculation reference number and if you need help we can look at this with you.
Check what benefits to claim if you’re sick or disabled
If you don’t have enough national insurance contributions to claim Employment and Support Allowance, and are on a low income or have no income, you might be entitled to Universal Credit as having limited capability for work.
Universal Credit if you’re sick or disabled
If you’re unable to work because of an accident or injury caused at work see the link below for information about Industrial Injuries Disablement Benefit.
Can I get IIDB?
If you were injured in the Armed Forces you might be entitled to a special payment.
See think link for more information – Injury in the Armed Forces
It’s important to know that any of these benefits could also effect other benefits you’re in receipt of. If you’re unsure please get in touch with us for full benefits advice.
> My benefits have been stopped, what can I do?
If you were in receipt of a sickness or disability benefit which has been stopped, you may be able to challenge this if you act quickly.
The first step in challenging a decision to stop your benefits depends on what you were claiming.
If you claimed a DWP or HMRC benefit
You can ask DWP or HMRC to look at it again by asking for a ‘Mandatory Reconsideration‘. This should be done within 1 month of the decision to stop the benefit, but can be done within 13 months depending on the circumstance.
Example of DWP and HMRC benefits:
– Universal Credit
– Employment Support Allowance
– Personal Independence Payments
– Attendance Allowance
– Disability Living Allowance
– Tax Credits
– Child Benefit
You can find out more about mandatory reconsiderations here – Mandatory Reconsiderations
It’s really important to look at the reasons given for stopping your benefits in the first place, and when asking for a mandatory reconsideration you need to be clear as to what you’re disputing, and why! Most importantly you should include medical or supporting evidence where possible. Our Benefits advisers can support you with a mandatory reconsideration but as time is of the essence, it’s important you contact us asap.
If your mandatory reconsideration has been turned down you can then Appeal.
See below for information on when and how to start an appeal with DWP and HMRC.
Appealing against a benefit decision – Starting your appeal
Our team of volunteer Tribunal Representations can potentially support you with your appeal and/or represent you. However, as our tribunal representative team is entirely volunteer lead, this is dependent on availability and merit of the case. We cannot promise to represent you.
It’s important to note – if you’re challenging a decision where you’ve been awarded a lower rate than you feel you are entitled, asking for a mandatory reconsideration and appealing the decision will mean the whole award is looked at again. This could potentially result in a total loss of the benefit.
If you are challenging a decision to stop your Housing Benefit see the link below – Challenging a housing benefit decision
If your benefits have been reduced because of an alleged overpayment, or because you failed to comply with your claimant commitment (also known as a sanction) it’s important you contact us as soon as possible as this can be a complex and lengthy process to challenge.
More information on the process for challenging a sanction is below –
Challenging a sanction
If you need help in challenging any decisions affecting your benefits, our Advisers and Benefits Advisers can support you, but it’s important you get in touch with us as soon as you are notified of the decision.
> The bailiffs are coming, what can I do?
If you have an emergency situation, we have listed resources/sources of help you can turn to. Each of the organisations listed will also have a website which can be found by searching the name.
Bailiffs/Enforcement Agents & Priority Debts: Find our guidance on how to deal with bailiffs by searching online for ‘Citizens Advice Bailiffs’.
The key points are:
- You shouldn’t let a bailiff into your home – it’s always best to try to sort out your debt by keeping them outside and speaking through the door or over the phone.
- Make sure your doors are locked – bailiffs are allowed to come in through unlocked doors. If you have a porch with a lockable door, you should lock this too.
Priority debts are those that if you don’t pay you could: lose your home, be cut off from essential supplies like gas or electricity, have essential possessions taken away or go to prison. Examples of this include mortgage/rent arrears and council tax arrears, and if you are receiving letters about these you should seek advice. https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/dealing-with-your-debts/work-out-which-debts-to-deal-with-first/ (Search: Citizens Advice Priority Debts)
For emergency debt support, you can call:
Citizens Advice Debt helpline: 0800 240 4420
National Debtline: 0808 808 4000
PayPlan: 0800 280 2816
Stepchange: 0800 138 1111
Court Action: If you have received a court notice about a debt, please refer to the numbers listed above in the bailiffs section.
If you need Debt Advice you can go to our ‘Debt and Money Advice‘ tab and complete an online referral straight to our Money Advice Team. One of the team will be in touch as soon as possible.
> What are Personal Independence Payments (PIP)?
Personal Independence Payment (PIP) is extra money to help you with everyday life if you’ve an illness, disability or mental health condition. You must at least 16 or under state pension age at the point of claim.
You can get it on top of Employment and Support Allowance or other benefits. Your income, savings, and whether you’re working or not don’t affect your eligibility.
PIP is not based on the condition you have or the medication you take. It is based on the level of help you need because of how your condition affects you. Click the link below to find out what sorts of help you might need in order to qualify.
Check if you’re eligible for PIP
If you think you might be eligible for PIP, you can find out how to claim below.
When you telephone the Disability Service to request an application form, you will be asked some basic questions to check your right to apply for benefits in the UK.
This process is known as ‘PIP1’.
The DWP will then send you a ‘How your disability affects you’ questionnaire (or a ‘PIP2’ form). The questionnaire will have a date stamp on it to specify when it should be returned by.
For tips on how to demonstrate that you meet the criteria for PIP, you should follow the guidance set out in the links below.
How to fill in your claim form
You can find useful tips on what sort of evidence to supply with your claim form below.
Getting evidence to support your claim
If you return your completed questionnaire to DWP within the time frame your claim, if successful, will be backdated to the date you called to apply.
If you do not return your completed questionnaire within the time frame, you could ask for an extension but DWP are not obliged to agree to this.
Please be aware that your form will not be invalid if you fail to return it in time. It will mean that any successful claim will be paid from the point at which DWP started to process your PIP2 claim form.
Our team of Advisers and Benefits Advisers can support with form filling. It’s important that you contact us to request help as soon as you order the form, or have received it, as we cannot guarantee an appointment within the timeframe.
Please be aware that before we agree to make you an appointment to fill in your form. We have to carry out a basic assessment on your eligibility, and we reserve the right to refuse you an appointment if we do not believe you are likely to have a successful claim.
> What is Attendance Allowance (AA)?
Attendance Allowance is extra money to help with your care needs. You could be entitled to Attendance Allowance if you have a disability or illness and need help or supervision throughout the day or at times during the night (even if you don’t currently get that help)
You need to have reached State Pension age to claim Attendance Allowance – check your State Pension age on GOV.UK. You also need to have a disability or illness that makes it hard for you to look after yourself.
Lots of people are entitled to Attendance Allowance but don’t know enough about it to claim.
Check if you can claim Attendance Allowance
If you think you might be eligible for Attendance Allowance, follow the link below for more information on how to claim.
It’s best to phone because your payments will be backdated to the date you phoned, as long as you return the form in 6 weeks. The date you need to return it by will be stamped on the form. If you download an application form, you’ll only be paid from the date that the DWP receive the form.
For comprehensive guidance on how to complete an AA form, see the link below
Filling in an Attendance Allowance form
If you return your completed AA form to DWP within the time frame your claim, if successful, will be backdated to the date you called to apply.
If you do not return your completed AA form within the time frame, you could ask for an extension but DWP are not obliged to agree to this.
Please be aware that your form will not be invalid if you fail to return it in time. It will mean that any successful claim will be paid from the point at which DWP started to process your AA claim form.
Our team of Advisers and Benefits Advisers can support with form filling. It’s important that you contact us to request help as soon as you order the form, or have received it, as we cannot guarantee an appointment within the timeframe.
Please be aware that before we agree to make you an appointment to fill in your form. We have to carry out a basic assessment on your eligibility, and we reserve the right to refuse you an appointment if we do not believe you are likely to have a successful claim.
> I want to complain about a health or social care provider, how can I do this?
If you have a problem with an NHS service you should complain directly to them. You can find out how to make a complaint or give feedback on the NHS website.
You can get help making your complaint about an NHS service from Healthwatch – they’re an independent organisation not run by the NHS. See details for our Healthwatch Service here – https://healthwatchdevon.co.uk/about-us/citizens-advice-healthwatch-champions/
You can also tell the Care Quality Commission (CQC) about your concern with any care or health service. The CQC can inspect health services and make them improve. They can’t help you directly with your problem – for example, they can’t help you get compensation. The CQC is an independent organisation not run by the NHS.
For more help on complaints about health and social care providers see the following link – https://www.citizensadvice.org.uk/health/get-advice-about-health-services/
> I am caring for someone, what help can I get?
You can get help and support if you’re responsible for looking after someone who has a disability, is getting old or has become ill. This can range from practical help to make day-to-day life easier to benefits like Carer’s Allowance.
You’re probably a carer if all of the following apply:
- you do things like helping someone to wash, dress and eat; taking them to regular appointments, doing their shopping or keeping them company
- you aren’t paid to look after the person you’re caring for
- you spend a lot of time caring for the person – there’s no legal definition of this, but it could mean anything from a few hours a day, to 24 hours a day, 7 days a week
- you may or may not live with the person you’re caring for
If you’re a young carer (under 24) you can get local and online support from the Carers Trust.
If you’re a parent carer of a child under 18 with complex needs, NHS Choices has information about your rights and the support you can get.
https://www.citizensadvice.org.uk/family/looking-after-people/carers-help-and-support/
If you need advice on managing affairs for someone you care for, have a look at the information below.
https://www.citizensadvice.org.uk/family/looking-after-people/managing-affairs-for-someone-else/
> Someone close to me has died, what do I do next?
Dealing with someone else’s affairs and making arrangements in the wake of a death will always be difficult, however we have some useful resources that help.
Have a read through of the link below and if you still need help please get in touch.
https://www.citizensadvice.org.uk/family/death-and-wills/what-to-do-after-a-death/
> My partner and I are splitting up, where do I start?
When you separate from your partner, there are things you’ll need to work out.
The partner you’re separating from could be your husband, wife or civil partner – even if you’re not divorcing or ending your civil partnership straight away. You need to have been married for at least 1 year before you can divorce or end your civil partnership.
It could also be a partner you live with or have children with, but who isn’t your husband, wife or civil partner.
When you separate from your partner, you might need to work out things like:
- where your children will live and how often they’ll see the parent they don’t live with
- where you’re going to live
- how to divide up any money or belongings you share
- whether you’ll be able to afford to pay the bills once you’re living separately
If you’re in the UK as a dependant on your partner’s visa, you’ll also need to check if you can stay – check if you can stay in the UK on a visa after separation or a divorce.
Don’t feel pressured into a decision that’s not right for you. You’ll have a better chance of reaching an agreement if you wait until you’re ready to talk.
Have a read through of the information in the links below. It’s broken down into childcare arrangements, property and money, and other things to consider when separating.
https://www.citizensadvice.org.uk/family/how-to-separate1/deciding-what-to-do-when-you-separate/
If you are married or in a civil partnership, have a read through the information below for details on how to get a divorce or dissolution.
https://www.citizensadvice.org.uk/family/how-to-separate1/ways-to-end-your-marriage/
https://www.citizensadvice.org.uk/family/how-to-separate1/getting-a-divorce-or-dissolution/
> Do I have to pay a parking fine?
In most cases, if you did not pay for parking, or parked correctly, yes you’ll have a liability to pay a fine. However, the process for challenging or disputing a fine will differ depending on whether it was issued a council or private parking company.
Your parking ticket should be cancelled if one of the reasons on this page applies to you.
It’s free to make an informal appeal by contacting whoever gave you the parking ticket, so it’s well worth trying.
You can’t be taken to court while you’re informally appealing, so your credit rating won’t be affected. You’ll only be taken to court if your appeal is unsuccessful, and you don’t pay the ticket or appeal to a tribunal.
If none of these reasons apply to you, it’s a good idea to pay your ticket early. You can usually get a discount of:
- 50% if you pay a Penalty Charge Notice or Excess Charge Notice within 14 days
- 40-60% if you pay a Parking Charge Notice within 14 days
When to appeal – https://www.citizensadvice.org.uk/law-and-courts/parking-tickets/appealing-parking-tickets/when-to-appeal-a-parking-ticket/
If you weren’t driving – https://www.citizensadvice.org.uk/law-and-courts/parking-tickets/appealing-parking-tickets/appealing-a-parking-ticket-when-someone-else-was-driving/
To stop being chased for a parking ticket – https://www.citizensadvice.org.uk/law-and-courts/parking-tickets/appealing-parking-tickets/stop-being-chased-for-a-parking-ticket/




